131203MSAD_e
8/26 Business Integration (1) Merger between Aioi Insurance and Nissay Dowa General Insurance
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00:06:27.6
Since its establishment in April 2010, MS&AD Insurance Group has promoted business integration and streamlining. We describe the main points of our business integration from pages 5 through 8. Aioi Nissay Dowa Insurance was established in October 2010 through a merger as one of the core companies in the Group's Non-Life Insurance Business. Aioi Nissay Dowa Insurance has been promoting community-based sales and has been making the most of its relationships with its unique partners, the Toyota Group and the Nippon Life Insurance Group. We expect that its net premiums written for FY2013 will be 1,150 billion yen. Meanwhile, Aioi Nissay Dowa Insurance has been steadily expanding earnings by improving the net expense ratio and the net loss ratio.
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