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- 00:12:48.8 From this page, I would like to describe ERM, the second pillar of the basic strategies for the Medium-Term Management Plan.
The objective of ERM is to improve profitability and capital efficiency based on financial soundness.
To achieve the objective, we will improve return on risk and will effectively diverse risks in the risk portfolio.
In the next two years, in Stage 1 of Next Challenge 2017, we will implement strategies based on the indicators shown on this page in underwriting policy, asset management, and business investment.
We are allocating capital to each business segment and insurance subsidiary under a risk appetite policy that controls risk, return, and capital, striking a balance among them.
